7 Great Retirement Towns You’ve Never Heard of…
You could have a cottage on a quiet beach…
An apartment in a vibrant city with a great café culture…
A mountain hideaway where the air is crisp…
And live the good life…on a Social Security check alone…
Dear International Living Reader,
Finally, some good news about retirement…
Turns out there ARE still places where you can afford to kick back and enjoy life in your "golden years"…where you don’t have to be wealthy to do it.
Seems like all we hear in the news is how people aren’t saving enough to retire on comfortably…how, with interest rates so low, it’ll be impossible to recoup losses…how health care costs and taxes are rising…while Medicare is on the chopping block…
The message is always: Work longer…scale back your plans…or never retire at all.
But there’s a solution almost nobody is talking about.
A solution that will allow you to reclaim your retirement and live very comfortably, no matter how much savings — or how little — you have.
The Social Security Administration reports that half a million Americans have already taken advantage of it.
And you could, too.
If you’re concerned about how you’ll fund an enjoyable life in the years to come, you should know…
You’ve got a lot more options than you may realize…
Places where the climate is better…where there’s more to do…where you can make your retirement dollars stretch…
These places exist…many of them in locales that will knock your socks off.
Let me show you what I mean…
A Pacific-Coast Beach Town…
How would you like to live on the coast where the surfing is good or where you can snorkel and sail?
In one Pacific beach town I know of — a place where the long, wide stretch of sand comes complete with excellent restaurants and well-appointed high-rises — you can rent a condo for $450 a month. And you can own a spacious 3-bedroom for just $120,000 — right across the street from the sand.
It’s been called the "world’s least-expensive beach resort." But I’m willing to bet you’ve never even heard of it.
An Outdoorsman’s Dream Retreat…
Maybe you’d prefer a sunny mountain hideaway where the hiking is spectacular and you can garden, bird watch, ride horses, raft and fish in the rivers, and simply enjoy the great outdoors.
I know of a place that suits that description perfectly. And it’s remarkably affordable…$3 will buy you lunch…you can walk out of the market with a sack of fruits and vegetables for just $5…and you can rent a home for $300 a month.
A Vibrant University Town…
Or maybe you like the idea of a college town…a place where there are plenty of cultural offerings like concerts and museums.
I know just the one. It’s the kind of community where you can take a cooking class or learn to make cheese. Where you can shop at excellent farmers’ markets, eat at top-notch restaurants, stroll along a river walk where the banks are nearly overflowing with flowers.
In this place, the boutiques sell lovely items produced by local artists…and there are great cafes where you can grab a cup of coffee…
In these little-known destinations — and four more I’d like to tell you about today — you could live well…even better than you do now…for less than it would cost you to stay home.
Watch Your Nest Egg Expand…
My name is Jackie Flynn, and the organization I lead is well-respected for the ground-breaking research and work we’ve done over the last three decades on the subject of retirement.
You may not know us, but publications like the New York Times, the Wall Street Journal, and AARP contact us when they need an expert opinion about alternative retirement solutions and the places where retirees can get the most bang for their buck.
Just think about it…
How much more enjoyable would your life be if you knew that at the end of every month you’d have twice as much money in your pocket as you do now?
What if instead of paying $1,312 for your monthly health-insurance premium, it could be $180?
What if you could trade in that $600-a-month golf club membership for $200 country-club dues?
What if instead of paying a housekeeper $95 to clean for half a day once a month…you could have somebody reliable and friendly tidy and even cook for you twice a week all month long for just $60?
I’d like to tell you where — and how — all that is possible in a new report my team has just released called 7 Great Retirement Towns You’ve Never Heard of…Where You Can Live Better for Less.
In fact, I’d like to give it to you free today.
I’ll tell you how to get your copy in a moment. But first, let me ask you a question…
If Money Were No Object,
What Would Your Dream Retirement Look Like?
Maybe you see yourself sitting on the beach…or in a mountain escape…or an apartment in a big city, right in the exciting thick of things…
Maybe you always mused about having a lakeside getaway. Or it could be Pacific-coast cliffs you see in your mind’s eye…
Whatever you imagine, keep that idea front-and-center for a minute.
Because you should know: Even though a comfortable retirement in America isn’t a given today…in the right places overseas…it CAN be.
In our hyper-connected world, it’s so much easier than ever to travel…and to stay connected while you do. It used to be that only the very wealthy could afford to jet set around the planet. And only they had the resources to figure out where to go.
But today, so many more places are so much easier to access. And once there, you’re not cut off from home the way you once were.
You can be in a coffee house in a small village in the Andes and have internet access that allows you to read the New York Times online. You can be in your living room with the Caribbean out your window, and have US college football playing on your television. You can be sitting literally with your toes buried in the Pacific sand and from the iPad on your lap, talk with — and look at — your friends and family back home in real time.
All of sudden the world is full of possibilities for comfortable (and affordable) living in places where you couldn’t have lived so well even 10 or 15 years ago.
Your Timing is Perfect Right Now
We inhabit a truly international world…and there’s never been a better time in history to explore, embrace, and enjoy it.
You hear about one world in the papers and on the news…it’s a world of crisis… economic hardship…war…scandal…politics. You know the old adage: If it bleeds, it leads.
But there’s a whole other world out there I’d like to introduce you to. A world full of opportunity…and possibility. Communities set in beautiful landscapes…where the people are welcoming and friendly. Places where — because it’s so much more affordable to live — you don’t have to work so hard or so long.
Places where you can control what your life looks like. Places where every day can be an exotic adventure…
If you know where to go, you don’t have to be rich to retire well…to retire with the confidence that you won’t outlive your nest egg.
In the right places overseas, you can count on excellent, caring — affordable — healthcare that’ll see you through in good form…
You can enjoy a retirement where you have the funds to relax, to travel…to do some good…
In these places I’d like to tell you about — beautiful, welcoming, simpler, saner places — you can create the retirement of your dreams for $1,415 a month…or even less.
Fortune magazine has said this overseas solution — taken in the right places — can be "a way to double your retirement dollar."
According to the Associated Press, it "can help make even a modest retirement income stretch further."
Kiplinger’s Personal Finance proclaimed it "might be the perfect plan."
In 7 Great Retirement Towns You’ve Never Heard of…Where You Can Live Better for Less — you’ll find out where, today, you could make it your plan…
We’ll show you how to upgrade your lifestyle…
Just like two retired school teachers I know have done. They’d had enough of the classroom grind and of grading papers. So for less than $100,000, they bought a house they love, tucked into a lush rural valley along a rushing river. (The kind of spot you’d pay half a million for in Montana — if not more.)
"Our quality of life has greatly exceeded our expectations. We live in an upscale gated community and have a three-bedroom, three-bath house. We have a full-time maid who does all our chores and a gardener who cares for the yard…all for less than half the cost of a moderate lifestyle in Atlanta."
—Jack and Nancy Griffin
Their housing is paid for, and they live quite comfortably on less than $900 a month. They're able to garden… relax… take their days as they come. And they retired a decade earlier than they ever could have Stateside.
Patricia Farmer and her husband Ron tell a similar story. They, too, are happily settled in a good-value haven overseas. And they say:
"We live in a nice high rise condo overlooking the ocean. Even with two spoiled cats in need of gourmet food and our love of eating out with friends, we enjoy a very comfortable lifestyle — even more luxurious than we had in California." Including rent, their budget is $2,000 a month.
Cindy Prince, 56, is a semi-retired freelance writer who lives very comfortably with her husband in the friendly, good-value university town you’ll learn about in 7 Great Retirement Towns You’ve Never Heard of…Where You Can Live Better for Less.
She says, "I could never go back to the U.S. The prices just rattle my brain."
My point is: You don’t have to be wealthy to take advantage of opportunities beyond our borders.
At home, your retirement options may be fewer and fewer today…but in the right places overseas, they expand…
In the places we recommend, you can retire comfortably on what for some people would be a car payment back home.
It means you could retire early…
Enjoy the comfort of knowing you won’t outlive your nest egg…
Even buy that second home you figured you could never afford…and spend the cold winter months in a warm-weather haven you love…
These are communities that are safe…where it’s easy to keep in touch with family and friends back home…where you can access good healthcare…make friends…enjoy life…
Places where you can embrace an adventure in retirement.
If a rocking chair isn’t what you had in mind — and you don’t much like the idea of working into your 80s — then take a look at some of the good-value options you have overseas today…
Laid-Back Lakeside Living…
"For retirees with a sense of adventure and a taste for the good life — even if they lack a bank account to match — a change in latitude might be the perfect plan." —Kiplinger’s Personal Finance
In 7 Great Retirement Towns You’ve Never Heard of…Where You Can Live Better for Less we’ll tell you about a lakeside community where the weather is heavenly year-round. With average highs in the 70’s, it’s perfect for an active lifestyle.
Here you can fish, sail, kayak, canoe…or just enjoy the world-class views over the water to the mountains beyond.
If this lake were in the U.S. or Canada, you’d have to fight for a place in line at docks, lakefront restaurants and bars any day of the week. But here it’s yours to enjoy. You can relax, take a boat out if the urge strikes…
Along the lake shore a few minutes from the town center there’s a well-established gated community planted with hundreds of fruit trees. There’s a yacht club there, too…and an enormous community garden. And you can own a half-acre lot in this oasis for just $64,000…
A comfortable, remodeled, three-bedroom house here could be yours for just $59,000. And for a view that would easily fetch half a million on Lake Michigan…here just $100,000 buys you two 2-bedroom homes. You could live in one and rent the other out for income…
A Cosmopolitan Escape
Now a rural retreat isn’t everybody’s idea of a dream retirement, I realize. But rest assured: If you’re a person who likes to have access to world-class entertainment — from opera sensations to international ballet companies to jazz impresarios — you’ll find something you like in 7 Great Retirement Towns You’ve Never Heard of…Where You Can Live Better for Less.
There’s a place where so many restaurants exist you couldn’t eat in all of them if you went out every day for two years. It’s a world-class destination that in-the-know celebrities like Michael Douglas, Angelina Jolie, and Martha Stewart visit. But chances are, you’ve never given it more than a passing thought — if that.
Yet this is a first-class, cosmopolitan destination. The medical care is top notch…you can get anything you need, from computer parts to bagels…and living here costs a small fraction of what it would to live in New York or Chicago.
For instance, instead of the hundreds — even thousands — of dollars you’re used to spending on property tax and such, in this place, you could trim that burden back to nearly nothing.
You see, qualifying properties come with a tax exemption of up to 20 years. So if you wanted to buy a retirement retreat, you could do it — and save big.
And property itself is remarkably affordable. There’s a two-bedroom, two-bath apartment right in the thick of things on a high floor with a water view from the balcony and with a pool, gym, and 24-hour doorman in the building. It comes with all the appliances and with a parking space, too — for just $185,000.
Now you may never have considered a retirement abroad before. And to be sure: It’s not a good fit for everyone. But I hope you see my point: In the right places, it’s like getting a raise…lower taxes…lower cost of living…and a higher quality of life…
And today you have more choice than ever overseas…
The Grace of Old-World Europe
In 7 Great Retirement Towns You’ve Never Heard of…Where You Can Live Better for Less we point you to a place Ernest Hemingway loved for the bull fights and the fishing…a place where the pace of life is slow and attention is paid to the ceremony of food and wine.
In the little community I have in mind, a shady park wraps around the town walls…and from there you have views of vineyards stretching right up to the mountains. Along this town’s narrow streets, you can imagine the hoof-beats of the past…but inhabit a vibrant present. And you can do it on a tradesman’s budget.
Seven Good Reasons to
Trade Up Overseas
1) For a better quality of life…to live happier, healthier, and with less stress.
2) To find the perfect weather, where you never again have to shovel snow, scrape ice from your windows, or heat your house.
3) To live more luxuriously than you ever could at home, for a fraction of the cost.
4) To start your own business in a country where you’ll pay fewer taxes and keep more of what you earn.
5) To put yourself on the ground in a place that’s about to boom…and position yourself to profit.
6) To arrange your financial affairs so you’re saving on your U.S. taxes.
7) For the adventure of it — to learn a new language, make new friends, and explore a new world.
A one-bedroom apartment built right into the old city wall lists for $88,468. A bigger two-bedroom place is going for $168,000. Or you could simply rent your own slice of history from a remarkably reasonable $500 a month. And in this town you could live very comfortably for $1,600 a month. (In the States that would be a prescription for a frugal existence, but in this special place…you could easily trade up in retirement.)
Exotic Island Living…for Less
And your options don’t end there. In another destination we tell you about in 7 Great Retirement Towns You’ve Never Heard of…Where You Can Live Better for Less, you can expect to slash your expenses by about three-fourths. That’s right. If you’re used to spending $1 on something back home, figure on 25 cents here.
You’ll keep all that extra money in your pocket…yet you won’t sacrifice anything when it comes to your quality of life. The weather is great, the beaches are perfect, and there’s a lot to do — from sailing to diving to museums and concerts.
This is a place with a truly international population…and people speak English so it’s easy to fit in. At home these days, you hear folks say that their health-insurance payment is their biggest expense each month. But in this town I’m talking about…you can secure top-of-the-line health- insurance for $2,000 a year. Not a month…a year…and you have your choice of several truly world-class medical facilities.
This is a place where you can rent a 1,000-square-foot apartment with sea views, a pool, tennis and squash courts, and a gym for as little as $500 a month. You can live comfortably here — in fact, downright luxuriously, for less than $2,000 a month.
Trade Up in Retirement…
for Less than It Would Cost You to Stay Home
In the United States today, nest eggs are shrinking. Expenses for healthcare and day-to-day staples are on the rise. Social Security isn’t likely to cover even the basics…let alone provide a cushion in retirement.
But the thing is…in the overseas destinations we’ll tell you about in 7 Great Retirement Towns You’ve Never Heard of…Where You Can Live Better for Less — scattered from Latin America to Europe to Asia — you can make your dream retirement real.
Instead of downsizing…you can trade up. And banish all those worries about outliving your next egg.
You don’t have to struggle in retirement.
"I’m happy to report that, in many ways, our standard of living exceeds the lifestyle we enjoyed in the States with two six-figure incomes. We live in a beautiful two-story penthouse apartment, eat fresh and healthy food, regularly enjoy things we once considered luxuries (like fresh flowers, massages, and mani/pedi’s), and go to free symphony performances and film festivals."—Edd Staton
Victor DiMonte embraced opportunity abroad, and today he’s living well. A taxi driver from Florida, he didn’t see how he could retire comfortably on a Social Security check of $965 a month. Yet overseas today he has a "million-dollar" mountain view out of his living room window.
He’s in easy walking distance of shops, a bakery, butcher, lots of restaurants and cafes, even his dentist and doctor. He loves to see plays and go to concerts. He’s retired comfortably, writing a novel…
Stephen Johnson and his wife Linda went overseas, too. They’d worked hard all their lives, he in government jobs, she with her own dog-food business. But they were ready to relax and spend time sailing and surfing.
Only they couldn’t see how they could ever do that on what savings they had.
Yet when they retired overseas, they effectively doubled their disposable income — and today they’ve got a place right on the Pacific Ocean, and Linda’s out surfing almost every day. They have time to kick back, enjoy the sun, read, hike, swim, sail…live.
Terresa and Ron Moore did it, too — and it fundamentally changed the face of their retirement.
They had always been savers. They put away a little bit every month. And on paper, their portfolio was worth more than $1 million.
But when the bottom fell out of the economy, most of what they’d spent 20 years saving…evaporated.
They were left with less than a third of their nest egg. Then — to make matters worse — they both lost their jobs.
Here they’d done everything they were "supposed" to do. Yet on the cusp of retirement, they faced the prospect of finding work in a bad economy…and punching a time clock for another 20 years, at least…
But then they learned about the good-value options overseas…
And today they’re living a retirement even better than the one they’d planned and saved for.
"We feel safe, content now. Ron and I are still in our fifties. And even though a couple of years ago we didn’t think we’d ever be able to live our retirement dreams, we’re now doing exactly that…
"We walk on the beach in the mornings, buy shrimp fresh off the fisherman’s boat for lunch, drink cold beers on our balcony while we watch the sunset, and at night, the sound of the waves lulls me to sleep."
They have a condo overlooking the Pacific…and, when it gets hot, a cool-weather retreat up in the mountains they escape to. It’s in a hamlet with cute cafes and great farmers markets.
Terresa says, "All we wanted was to be able to survive and be happy. I don't require much, but now I have all I could have ever hoped for. "
In the Right Places Overseas…
You Have Good Options for Safe, Comfortable,
Affordable Living (Adventure Built-in)
In 7 Great Retirement Towns You’ve Never Heard of Where You Can Live Better for Less we’ll pull back the curtain and introduce you to communities where you can embrace the retirement of your dreams…and do it for less than it would cost you to stay home.
I’d like to give you a copy of this special report today — FREE.
"It is absolutely true that value and a high quality of life can be found in a retirement abroad."
All I ask in exchange is that you take a look at International Living, my organization’s monthly magazine.
If what you’ve heard here appeals to you, then I know you’ll enjoy — and value — the in-depth coverage International Living delivers directly to your door every month.
Not just suggestions for retirement towns you might like — but also secrets that show you how to travel better, and spend less…reduce your taxes…start your own international business…explore exotic, foreign lands…invest in booming overseas stocks… pinpoint profitable real estate plays abroad…and more…
In International Living each month, we delve into the details you need to take action. We share our contacts. We lay out the pluses and minuses. And we keep you up-to-date on the latest developments with the best havens abroad.
And our readers share their own stories of their experiences overseas.
The World’s Most Well-Respected Resource
for Overseas Opportunities
When it comes to overseas intelligence like this, you won’t find a more well-respected source than International Living.
For more than three decades, we’ve had contributors stationed around the globe. It means we’ve got on-the-ground access to the real story — as it unfolds. And long perspective as well.
When reporters at the New York Times, USA Today, Forbes Personal Finance, The Wall Street Journal, Kiplinger’s, Money, U.S. News and World Report, ABC News, the Chicago Tribune…when they need the real story about where the overseas opportunities are today — they call us.
I think you’ll understand why, once you’ve seen International Living for yourself.
Agree to take a look at it today — and I’ll send you 7 Great Retirement Towns You’ve Never Heard of…Where You Can Live Better for Less (list price: $27), free with my compliments.
And it is yours to keep — no charge — even if you decide International Living isn’t for you after all.
I feel confident, though, that you’ll like what you see.
Because the secrets, tips, and solutions that appear in International Living show you a world full of extraordinary opportunities. Things you can do to make your life not only more comfortable and more fun…but more profitable, too…
"…at a time when nest eggs are shrinking and Social Security looks less likely to cover basic expenses, living for less in a foreign locale can make good financial sense. There’s also the prospect of adventure in a faraway land, the allure of the unknown, and the joy of serendipitous discoveries." —AARP
In 1984, for instance, we told readers about an investment on the Samara Bay in Costa Rica. Back then, you could get in for between $2,000 and $4,000. Today, that investment would be worth more than $140,000.
In the 1990s, we pointed readers to this kind of play again in Belize… and watched as the values soared. A reader who bought on the tropical, palm-lined island of Ambergris for $29,950 back then could sell for $125,000 today.
And we're still showcasing opportunities like that…
Like a window of opportunity along a postcard-perfect stretch of Pacific coast we’ve told readers about…where lush, green virgin tropical forest rises from rocky crags and white-sand beaches. The weather and topography here are ideal…and you can grab a gorgeous condo overlooking the beach with high-end finishings and amenities — truly first class. And it won’t cost you the $1 million plus you’d expect to pay. But just $88,000.
In International Living each month, we’ll share with you money-making, money-saving secrets like those…and more…
The Retirement You Always Dreamed of…
for the Price of a Pint of Beer
Plus when you agree to take a look at International Living today, not only will you receive 7 Great Retirement Towns You’ve Never Heard of…Where You Can Live Better for Less FREE, but I’ll ALSO shave nearly 30% off the regular price.
So instead of $69 per year for 12 monthly issues delivered to your doorstep, it’s yours today for just
That’s only $4.08 a month. Less than you hand over for a pint of beer at a bar. Yet it could save your retirement.
And that’s not all. If you act now — within the next 24 hours — I’ll send along something extra, too…
Special Fast-Reply Bonus
Also Yours — FREE — When You Act Now
Overseas: Spend 40% Less and Live Better
Richard and Nikki Detrich had been living in the Ventura-Santa Barbara area of California. Life was good there, but it was also hectic, stress-filled, and expensive.
Now — in one of the towns we recommend overseas — their costs are about 40% of what they paid to live in the U.S. And they haven’t sacrificed a thing. In fact, they’re living better than ever.
Their home, near a crystal-blue brook, overlooks the 9th hole of a lovely golf course. Their windows open to lush, green-valley vistas. The nearby community center houses a state-of-the-art spa and health club. They’ve got high-speed Internet, satellite television, gourmet food…all the comforts of home, but at a fraction of the price.
"It’s a lot like the U.S. was back in the 1950s, when I was a kid," Richard says.
As I’ve said here already: There’s a lot of opportunity in the world…if you know the right places to look for it. Places where you can reduce your cost of living and pay less to live better…
But there are also places where, at the same time, property and income taxes are much lower than what you pay today…where you have greater latitude in the ways you can invest your own hard-earned money…where the government’s role is quieter…
The very wealthy understand this.
But what you may not realize is that almost anybody — you included — could make use of these "millionaire strategies" to lower your own tax bill, live a richer life, invest for profit outside the dollar, and regain the kinds of freedoms we’re seeing erode today in the States.
Almost nobody ever tells ordinary Americans about these strategies and opportunities. But we will…
Like how to create your own pension plan…so you can move cash outside the faltering dollar into one of the world’s most reliable currencies and receive regular payments of as much as $1,600 a month…
Or how a second passport — completely legal — could allow you to both save on taxes and to live, work, and travel more freely abroad.
And it may be a lot easier to get one than you think. Seven European Union countries issue citizenship based on ancestry — which means you might already be eligible for a second passport and just not realize it.
…and lots, lots more.
It’s all in Your Escape Plan: Safe Haven Strategies to Reduce Your Taxes, Preserve Your Privacy, and Reclaim Your Freedom Overseas (list price: $47).
And this second Special Report is yours — FREE — too, when you take me up within the next 24 hours on this special introductory offer for International Living.
Recommendations Worth Thousands…
Yours for Pennies on the Dollar
The opportunities we deliver in International Living could be worth thousands (or even tens of thousands) of dollars for you. Both in savings… and in potential gains…
They've proven their worth many times over for thousands upon thousands of readers in the more than three decades we've been in business.
Folks who took advantage of the great overseas retirement opportunities I’ve talked about and, today, have their nest eggs tucked away in a beachfront home or in a cosmopolitan escape in a burgeoning market… people retired like royalty on a Social Security income…
Readers just like you living with confidence overseas, enjoying the comforts of a retirement that they simply couldn’t have afforded at home…
With International Living as your guide, you can do the same thing.
But to take advantage of this deal, you need to act now…
My Guarantee to You…
With this unusual introductory offer today, we’re giving you — free — two special research reports. Plus we’ve also discounted our annual subscription.
It means we’ll send you $143 worth of intelligence, including 12 issues of International Living, for just
Give it a try.
If — at any point — you decide the recommendations and solutions about living better for less overseas, making money, saving money, and traveling better aren’t for you after all — no problem.
Let us know, and we'll immediately take your name off the subscriber list and send you a refund on all un-mailed issues. No questions, no fuss.
No matter what you decide, the Special Research Reports are yours to keep…
- 7 Great Retirement Towns You’ve Never Heard of…Where You Can Live Better for Less (list price: $27), yours FREE…
- Your Escape Plan: Safe Haven Strategies to Reduce Your Taxes, Preserve Your Privacy, and Reclaim Your Freedom Overseas (list price: $47), yours FREE…
I do hope you'll give International Living a try today. This excellent-value deal is only on the table temporarily.
And I'm not sure when — or if — we'll offer it again.
If you’re at all concerned about how you’ll live out your "golden years," you owe it to yourself to give International Living a try. Just take a look at the great options you have overseas. I’m willing to bet you’ll be surprised at what you discover.
Don't delay. Act now — give International Living a try.
Publisher, International Living
P.S. I believe you'll be very impressed by what you find in your two Special Research Reports and in International Living. Readers tell us the intelligence we share has changed their lives…
"I can’t tell you how excited I’ve become reading your magazines; they feel like they were written just for me… I am so excited to retire and begin the next chapter of my life." —Jim Roberts
"Thanks to IL for many wonderful years of ideas…" —Diane and Bob Outerbridge